Life following an auto accident can be very confusing, frustrating, and challenging, especially when dealing with insurance companies. If an auto accident victim is having trouble obtaining benefits under his or her uninsured motorist coverage or personal injury protection insurance, then he or she should consult with a personal injury attorney serving Gaithersburg. Auto accident lawyers understand the law regarding personal injury protection insurance, so they can ensure that insurance companies are not taking advantage of their clients.
Personal injury protection insurance is no-fault insurance coverage that compensates auto accident victims for medical expenses, lost wages, and other losses connected with personal injuries from an auto accident. Even though motorists aren’t required to obtain PIP insurance, insurance carriers are legally required to offer that coverage. If a client doesn’t want to purchase PIP coverage, the insurer must have the client sign a waiver stating that PIP was offered and refused. If the victim has uninsured or underinsured coverage, then he or she can collect compensation for personal injuries from their own insurer. A personal injury lawyer can help minimize the stress of working with the insurance company by taking care of the necessary paperwork and working with the insurance company to facilitate payments. A lawyer can also get involved when an insurance carrier refuses payment of full PIP benefits under the argument that the doctor’s billing rates are too high. Our lawyers have successfully handled numerous PIP disputes between clients and their own insurance carriers.